Billah Muayyat, a 2025 LORI Fellow and one of Africa’s most visionary software engineers is on a mission to make sending money across African borders as seamless as sending a text. Billah’s passion lies in breaking down the barriers to financial access. Through Settle Africa, he has created a payment infrastructure that allows anyone in any African country to send money directly to a recipient’s bank account in another African country no wallets, no middlemen, just instant, secure transfers. Billah’s work is not only technical; it’s transformational. By eliminating friction in cross-border payments, Settle Africa is laying the foundation for a truly interconnected African economy, unlocking new possibilities for trade, innovation, and economic mobility across borders.